Abstract: Financial poverty alleviation is of great significance to China's national strategy of precision poverty alleviation. Increasing the inclusiveness of financial services is an important part of financial poverty alleviation work. Therefore, financial poverty alleviation should proceed from the perspective of inclusive finance. The practice of development of Indian financial inclusion has some implications to China, as both being large emerging market economies. This paper summarizes the characters of India’s practice to financial inclusion which includes effect of micro credit, banking roles and info-tech. The paper argues that India’s micro credit product does not satisfy rural areas’ financial need perfectly due to the lack of customization. Besides, the gap between urban and rural areas is widening when commercial banking industry provide inclusive financial services. However, info-tech does promote financial inclusion. Based on the above analysis, this paper puts forward policy implications for Chinese government.