1672-8505

CN 51-1675/C

刘谢慈,杨海波. 智能合约技术自证与国家信用认证的耦合—以批量化解金融借贷纠纷为导向[J]. 西华大学学报(哲学社会科学版),2023,42(4):56 − 64 . doi: 10.12189/j.issn.1672-8505.2023.04.007
引用本文: 刘谢慈,杨海波. 智能合约技术自证与国家信用认证的耦合—以批量化解金融借贷纠纷为导向[J]. 西华大学学报(哲学社会科学版),2023,42(4):56 − 64 . doi: 10.12189/j.issn.1672-8505.2023.04.007
LIU Xie-ci, YANG Hai-bo. The Integration of Smart Contract Technology Self-certification and NationalCredit CertificationWith a Focus on Solving Financial Loan Disputes in Batches[J]. Journal of Xihua University (Philosophy & Social Sciences) , 2023, 42(4): 56-64. DOI: 10.12189/j.issn.1672-8505.2023.04.007
Citation: LIU Xie-ci, YANG Hai-bo. The Integration of Smart Contract Technology Self-certification and NationalCredit CertificationWith a Focus on Solving Financial Loan Disputes in Batches[J]. Journal of Xihua University (Philosophy & Social Sciences) , 2023, 42(4): 56-64. DOI: 10.12189/j.issn.1672-8505.2023.04.007

智能合约技术自证与国家信用认证的耦合以批量化解金融借贷纠纷为导向

The Integration of Smart Contract Technology Self-certification and NationalCredit CertificationWith a Focus on Solving Financial Loan Disputes in Batches

  • 摘要: 区块链智能合约是以区块链技术作为基础,实现合约“自动执行”的一种程序运行模式。由于区块链技术具有去中心化、可溯源、可编程、不可篡改特性,故区块链智能合约对网络赋强公证具有安全保障技术优势。基于金融借贷纠纷的社会特性,通过区块链智能合约在网络赋强公证中的合理嵌入或能更加高效地化解批量较大、金额较小、法律关系较为简单的金融借贷纠纷。故有必要从网络赋强公证的核心程序出发,将“债权文书公证阶段”和“申请赋予强制执行力阶段”有效衔接,探究区块链智能合约的嵌入路径,构建合法合规合理的“智能合约-网络赋强公证一体化”基本范式,警惕技治主义下的单一技术自证,实现区块链智能合约技术自证与国家信用认证之双重保障。

     

    Abstract: The blockchain smart contract is a program running mode that utilizes blockchain technology to achieve "automatic execution" of contracts. Due to the decentralized, traceable, programmable, and immutable nature of blockchain technology, blockchain smart contracts possess technical advantages in providing strong certification and security to networks. Based on the social characteristics of financial lending disputes, it may be more efficient to resolve large-scale, small amount, and simpler legal relationship financial lending disputes by reasonably embedding blockchain smart contracts into the network's strong certification process. Therefore, it is necessary to start from the core procedures of enforced online notary service, effectively connecting the "debt document certification phase" and the "application for enforcement phase", exploring the embedding mechanism of blockchain smart contracts, constructing a legal, compliant, and reasonable paradigm of integrating the smart contracts with online notarization, and being cautious of single technology self-certification driven by technological determinism, achieving dual assurance of blockchain smart contract technological self-certification and national credit certification.

     

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